Take-home pay
What would you actually keep?
Enter a salary, add dividends if you draw them, and watch the workings. This is the arithmetic we do on a napkin in a first meeting, done for you here.
Estimates only, not advice. Real tax positions turn on details this page does not ask about: pensions, student loans, benefits, Scottish rates, other income. Before acting on a number here, talk to us.
The workings 2025/26
- Gross salary
- £50,000
- Dividends
- £10,000
- Income tax on salary
- −£7,486
- Dividend tax
- −£3,206
- Employee National Insurance
- −£2,994
- Take-home for the year
- £46,313
- Roughly per month
- £3,859
- Effective deduction rate
- 22.8%
Why salary and dividends?
Company directors can pay themselves either way, and the split changes what reaches their account. Getting that split right, each year, as rates move, is ordinary work for us and a common reason people first ring.
What the estimate leaves out
Corporation tax already paid on the profits behind a dividend, pension planning, the child benefit charge, and every relief with your name on it. The number here is a starting point for a conversation, never the end of one.